Fort Myers Medicaid Attorney
Compassionate Medicaid Guidance in Lee County
Many people do not realize how exorbitantly expensive long-term care is until is too late. Most private insurance plans do not cover these types of expenses, leaving even well-off families in difficult financial positions as they grow older and require a greater level of medical assistance. For those who qualify, Medicare provides coverage for up to 100 days in a skilled nursing facility, as long as the resident is making progress in their rehabilitation. This coverage can be terminated before the 100 days, however, which is why it is vital to have a plan in place to preserve your loved one's assets.
You should not have to liquidate or “spend down” your life’s savings to pay the costs associated with nursing homes and long term care. Fortunately, there are ways for a healthy spouse to preserve their life savings from being drained by assisted living costs of their partner. Medicaid benefits can be used to cover many of these expenses, but qualifying (and remaining eligible) is not easy.
At The Law Office of Kelly L. Fayer, P.A., we are passionate about bringing relief to the people of our community. We strive to create a strategy that allows individuals to qualify for Medicaid and get the benefits they need to pay for long-term care expenses. No matter where you are in the planning process, our Fort Myers Medicaid lawyer will work closely with you and provide the attentive, personal guidance required to get the resources you need and deserve.
If you are concerned about the affordability of long-term care for yourself or a loved one, do not hesitate to call (239) 208-0189 or contact us online.
Qualifying for Medicaid in Florida
The reality is that many Florida residents afford expensive long-term care costs by leveraging Medicaid benefits. However, the Medicaid program enforces strict eligibility requirements, among them strict income and asset limits. This means that Medicaid recipients can never have too much income or too many valuable assets.
The Medicaid program’s income and asset limits are also very low, making it seemingly impractical to qualify. One ill-advised strategy is to “spend down” assets until you become eligible by default. There are almost always better options available.
Applying for Medicaid in Florida
You should not attempt to apply for Medicaid without first discussing your case with a legal professional. Medicaid laws are constantly changing and are highly complex. Florida has a five-year “look back” period when it comes to receiving benefits, meaning an applicant may be denied if it is found that they have given away or transferred assets at a rate below fair market value within five years of applying for Medicaid. Since Medicaid is a needs-based program, this look-back period is meant to prevent fraud; however, knowing what transfers are exempt can be confusing. Attempting to apply without assistance or trying to engineer financial circumstances that qualify you for Medicaid can result in a denial of benefits and even future ineligibility.
At The Law Office of Kelly L. Fayer, P.A., we will work to facilitate your eligibility and carefully assist you. Our Fort Myers Medicaid attorney will help create and implement a custom plan tailored to your unique circumstances. We are committed to getting you the benefits you need to afford long-term care and will provide comprehensive support from beginning to end.
If you have questions about qualifying for Medicaid benefits, contact us online or call (239) 208-0189. We assist clients in Bonita Springs, Cape Coral, Estero, Fort Myers, Lehigh Acres, and North Fort Myers.
"I would highly recommend her for any estate, wills, and preplanning, should an unexpected incident happen. She was kind, took her time, and explained everything in lawyer ease!"Carol Colombo
"Kelly is very compassionate and professional. She honestly cares about her clients."Nancy
Kelly L. Fayer
"Kelly L. Fayer received her Juris Doctor from Washington and Lee University School of Law in 1997, and established her law firm in 2006. Dedicated to serving those in need, she won The Florida Bar Pro Bono Service Award for 2019, and was 1 of 20 attorneys in the state honored at the Florida Supreme Court."Read Full Bio
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Whether you have questions or you’re ready to get started, our legal team is ready to help. Complete our form below or call us at (239) 208-0189.